AMERICAN UNIVERSITY OF BEIRUT

HUMAN RESOURCES CAMPUS - Benefits Coordinator’s Office

August 24, 2005

HIP GUIDELINES TO AUB STUDENTS

FALL 2005-2006

 

Health insurance coverage is mandatory for all students (2nd class) during their years of study at AUB, therefore, a student, new or continuing, registered for at least 6 credits, is automatically enrolled under the Health Insurance Plan of AUB (HIP).

 

Students, who register at the University at the beginning of the first semester, will be covered by HIP for twelve months, provided they do not graduate, withdraw or be suspended and/or dropped from the University. HIP fee charged per semester: L.L. 191,600.-

 

A student may be exempted from enrolling in HIP if he/she presents proof that he/she is covered by another health insurance plan. In that respect, all students (except medicine students) may proceed to sign HIP waiver forms for Fall 2005-2006 from September 6 till October 7, 2005 at the Benefits Coordinator’s Office, College Hall, 3rd floor or at the Help desk, West Hall, Auditorium B as shown in the timetable below.

          

DATE

PLACE

     September 6 -  9, 2005

From 8:00 a.m. till 2:00 p.m.

West Hall, Auditorium B,

Help desk

September 12 – 20, 2005

From 8:00 a.m. till 2:00 p.m.

College Hall, Benefits Coordinator’s Office,

3rd floor, room 353

September 21 – 30,  2005

From 8:30 a.m. till 4:00 p.m.

West Hall, Auditorium B,

Help desk

October 3 – 7,  2005

From 8:30 a.m. till 4:00 p.m.

College Hall, Benefits Coordinator’s Office,

3rd floor, room 353

 

Students who sign waivers before the collection of the statements of tuition will not have HIP premium on their statements; on the contrary, those who sign after that date will have to pay HIP premium in addition to their tuition, but they will be refunded later.

 

Graduate students registered for a thesis are eligible to continue HIP coverage for a period of two consecutive years only. Eligible students may proceed to enroll in HIP for Fall Term 2005-2006 from date of final registration till October 7, 2005 at the Benefits Coordinator’s Office, College Hall, 3rd floor.

 

Students are Expected to be Aware of the Following HIP Regulations. Kindly Read them Carefully.

 

The Health Insurance Plan provides medical and hospital care for A.U.B. community namely academic personnel, non-academic personnel and students. HIP members are required to use exclusively  the University Health Service (UHS) and A.U.B. Hospital for their medical and Hospital care.  Coverage will be in accordance with the Plan’s Rules and Regulations.

 

·          HIP coverage for all students is limited to medical and hospital care inside Lebanon only; under no condition will coverage be for medical services outside the country. A hospitalised member is entitled to professional services within AUBMC facilities.

 

·          An HIP member is entitled to general or specialist physician consultation services if referred by the University Health Service. An HIP member is entitled to diagnostic X-Ray and Laboratory examinations, therapy treatment (radiotherapy, chemotherapy, and physiotherapy), emergency room, and other necessary services within the resources of the AUB Medical Center.

 

·          Chronic or other conditions or diseases or injuries which existed on or before the date of original enrolment or re-enrolment will not be covered unless the member has completed five consecutive years of membership.

 

·           Student means a person registered for a course of study at the University, whether working or not for a degree, on full-time or part-time basis, provided the student is registered for at least 6 credit hours. Auditors are not considered as students.

 

·          Students who register at the beginning of the second semester will be only covered from the beginning of the second semester up till September 30 of the same year, provided they do not graduate, withdraw or be suspended and/or dropped from the University.

 

·          Students who register at the beginning of the Summer session will be covered from the beginning of the Summer session to September 30. Coverage during the summer will be limited only to the use by the students of the University Health Service and University Hospital provided they do not withdraw, are suspended or dropped from the University. Under no condition will coverage be for hospitalisation outside the AUB Hospital (inpatient, outpatient services).

 

·          Eligible married students may enrol their spouse and children who are living with them in Lebanon at the regular second class rates as long as they remain duly registered at the University and are members of the HIP. The premiums for the spouse and the children must be paid in full and in advance.

 

·          Members are entitled to the following hospital stay:

       30 days hospital care during the first calendar year of enrollment in the Plan.

       45 days during the second year.

       60 days during the third year.

       90 days thereafter for uninterrupted or consecutive years of enrollment.

 

·          A student will be covered by HIP from the beginning of a specific term provided he/she registers and pays his/her fees up to 48 hours from the time he/she graduates or leaves the University for other reasons.

 

·          Unlike other HIP members, students do not pay co-payment nor cost sharing applied by the plan on outpatient services.

 

It is to be noted that the wording of this memorandum is meant to be a mere summary of the provisions of the Plan and is provided solely as a matter of convenience and in no way define or limit the scope or intent of any provision of the Plan.

 

Wishing you healthy and successful years of study at the American University of Beirut, the Benefits Coordinator’s Office will be available to answer your queries and attend to your requests.

 

Benefits Coordinator’s Office

College Hall, 3rd Floor – Human Resources Campus

Tel:  (961) 1 374374 or 374444, Ext: 2328, 2329, 2310.                                                

E-mail: benefits@aub.edu.lb, Fax: (961) 1 744475