Federal Loans- Counseling
​​​​Entrance Counseling

You are required you to complete Entrance Counseling​ to ensure that you understand the responsibilities and obligations you are assuming.

If you are completing entrance counseling to borrow a loan as an undergraduate student, then the entrance counseling will fulfill counseling requirements for Direct Subsidized Loans and Direct Unsubsidized Loans.

If you are completing entrance counseling to borrow a loan as a graduate or professional student, the entrance counseling will fulfill counseling requirements for Direct Subsidized Loans, Direct Unsubsidized Loans, and Direct PLUS Loans.



Exit Counseling

Exit Counseling provides​ important information to prepare you to repay your federal student loan(s).

If you have received a subsidized, unsubsidized or PLUS loan under the Direct Loan Program, you must complete exit counseling each time you:

  • Drop below half-time enrollment

  • Graduate

  • Leave school (withdraw)


Completing the Exit Counseling requirement is only one step in keeping your loans in good standing. Until a student loan is paid in full, the student should continue to communicate with the Servicer regarding any changes in address, school enrollment status or questions about making repayment.​

Also the Direct Loan Borrower is required to provide through the electronic Contact Information Survey​ (CIS)​ his/her address, cell phone numbers, email addresses, and addresses of his/her references and various family members.

As soon as the Office of Financial Aid – International Student Aid Unit becomes aware of students’ Graduation/Withdrawal​/Dropping below half time, a notice to complete exit counseling is sent by email to the students.

Students who do not complete these two requirements will have a hold on their AUB record. Such students may not be able to participate in Commencement, and diplomas may be withheld until these requirements are met.