American Univesity of Beirut

Loan Disbursement


​The assigned student loan is not disbursed to AUB until after the completion of the loan procedures. Therefore, each semester, during this entire period of loan processing, the student loan is considered as an “expected or deferred loan” until a decision is made by the bank.  Accordingly, the corresponding expected loan amount will be temporarily deducted from the amount due and will show as a future balance to be paid to AUB.

If the bank approves the student loan the bank will disburse to AUB the expected amount. However, if the loan is rejected or if a lesser amount than that expected is approved, the student is responsible for settling any balance due.

Once a loan is approved, the bank shall make a disbursement each semester based on the student’s enrolment, provided the student signs the disbursement authorization at the bank.  

The student will therefore be asked to go to the bank each semester that falls within the same calendar year to authorize the disbursement to be made to AUB on the student’s behalf and obtain the related transaction statement from the bank for his/her record.

Disbursements are usually made during the Fall and Spring semesters.  Summer disbursements are authorized only for students who have a mandatory summer enrolment, mainly Engineering and Nursing students when applicable.

The final amount borrowed will be the sum of all amounts disbursed to AUB during the entire years of study and as per student’s authorization signed at the bank at the beginning of each semester.​

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